| State | Property tax rate | Avg. insurance/year | Est. monthly payment |
|---|---|---|---|
| California | 0.7% | $1,653 | $2,587 |
| Texas | 1.49% | $4,582 | $3,094 |
| Florida | 0.76% | $8,471 | $3,175 |
| New York | 1.55% | $1,844 | $2,886 |
| Pennsylvania | 1.3% | $1,434 | $2,768 |
| Illinois | 2.01% | $2,802 | $3,119 |
| Ohio | 1.31% | $2,109 | $2,828 |
| Georgia | 0.77% | $2,301 | $2,664 |
| North Carolina | 0.66% | $3,799 | $2,752 |
| Michigan | 1.25% | $3,071 | $2,888 |
| New Jersey | 2.11% | $1,449 | $3,040 |
| Virginia | 0.73% | $1,939 | $2,621 |
| Washington | 0.81% | $1,766 | $2,633 |
| Arizona | 0.48% | $2,397 | $2,575 |
| Massachusetts | 1.07% | $2,112 | $2,748 |
| Tennessee | 0.5% | $3,198 | $2,649 |
| Colorado | 0.48% | $5,511 | $2,835 |
| Indiana | 0.74% | $2,869 | $2,701 |
| Missouri | 0.85% | $3,783 | $2,814 |
| Wisconsin | 1.42% | $1,836 | $2,842 |
Source references: WalletHub: Property Taxes by State (2026 ranking, U.S. Census Bureau data) Insurance.com: Average Homeowners Insurance Rates by State (2026)
Rate reference as of 10/8/2026. Educational software; no professional review claimed.